Moneyharmony Training - Bios

Moneyharmony Training - Bios

Melissa K. Hammel

Melissa K. Hammel

Melissa Hammel, a Certified Financial Planner (CFP®), and a Licensed Professional Counselor/Mental Health Specialist, serves as Vice President of Eugenias Wealth Management, a financial planning and Registered Investment Advisory firm located in Brentwood, Tennessee, and in Gadsden, AL. The firm specializes in providing holistic Fee-Only® financial planning and asset management for individuals and families.

As a Certified Financial Planner and Licensed Professional Counselor, Melissa facilitates the financial planning process by offering clients broad based financial planning, counseling, coaching, and wealth management services. She emphasizes the importance of reviewing retirement plans, asset and liability protection, and cash flow management. Through her studies and practice as a therapist, Melissa has developed knowledge and understanding of the psychological aspects of money, spending, and communication issues within couples and families. She offers a unique ability to view her planning work from both a quantitative and qualitative approach.

Melissa has been part of the financial industry for the past 20 years, serving as the managing partner of Hammel Financial Advisory Group, LLC, for the past 12 years. Prior to joining her father, Richard Hammel, at Hammel Financial Advisory Group, LLC, Melissa worked as the southeast Territory Manager for Weight Watchers International. Through her experience in public relations and marketing, Melissa has been able to further develop her natural ability to understand and thoughtfully counsel her clients and manage the financial planning business.

Melissa’s talents and love for helping others was featured on the cover of the March 2003 issue of the Financial Advisor magazine. Melissa has also been quoted in the following industry resources: Red Book magazine, First magazine, Investment Advisor magazine, All Women magazine, MSN Money, The Tennessean, the Nashville Business Journal, Financial Planning magazine, and the book, by industry leader David Drucker, “Virtual Office Tools for a High-Margin Practice.”

Melissa holds a Bachelor of Science in Communication from Vanderbilt University, and a Masters in Professional Counseling from Argosy University in Nashville. She completed her educational requirements for the CERTIFIED FINANCIAL PLANNER® designation through the College of Financial Planning in Denver, Colorado. Melissa is currently enrolled in the Financial Behaviorist Certification program, studying with Drs. Brad and Ted Klontz.

Melissa spends her time between Nashville, Tennessee, and Ardmore, Tennessee, with her Pug Tiny. She served as the co-dean of the NAPFA University School of Communications and Counseling until NAPFA concluded the programs and merged the school into their over-all education division. She currently works with Onsite Workshops, an internationally known organization providing trauma and group therapy, as a contract therapist. She provides community service in the areas of addiction and recovery, as well as alumnae service work at Vanderbilt University, and leads the Healing Money Issues program twice a year.

Keisha Lewis

Keisha Lewis

Keisha is a personal and team coach who is energized by working with others to uncover their personal values and then develop goals which honour those values in an intentional and balanced way. Her objective in working with clients is to help them discover how to apply value-based living to build a more confident, holistic relationship with money.

In addition to being a Certified Life Skills Coach, Keisha is a Certified Accountant and holds an MBA in Strategic Planning. With 10+ years' experience in the fields of Team Leadership, Change and Project Management, she has honed her skills working with individuals and teams to develop and achieve effective and rewarding action plans - reaching through the fog and over the challenges is not new to her.

Merging her passion for helping others, her training in Money Harmony and experience in Fortune 500 companies and professional firms, Keisha is ready to help you in your money relationships.

Tim Mann

Tim Mann

Tim is a Money Coach that has been helping couples and individuals the past decade. His mission is to bring Financial calm to people’s lives. He is known for being understanding and empathic while incorporating the proper guidance clients need for their specific situation. Money Harmony principles are used in his coaching practice by guiding his clients through the simple to do Money Harmony exercises, helping clients discover their money personality types laid out by Olivia, and bringing to light their childhood messages that are effecting their behaviors around money. As a result, Tim's clients are experiencing greater clarity and confidence when dealing with their money matters. Paying down debt, saving for the important things in life, better communication about money, understanding investment options, increasing household income, and having a better feeling of happiness are just some of the benefits his clients have experienced.

  • Website:
  • Location: Palm Springs California
  • Phone: (818) 292-2548
  • Tim's sessions can be done by Phone, Skype, or FaceTime

Sandy McDougall, M. S.

Sandy McDougall, M. S.

Wholistic Life and Money Energy Coach

As a Wholistic Life Coach for women, Sandy meets many women shy of talking about money. Reflecting on this, Sandy realized she too felt constrained by that common taboo. Searching for someone to help her break the spell, Sandy found Olivia Mellan, studied the Money Harmony concepts, and applied them in her own life. Now Sandy speaks, writes, and coaches widely around building positive "Money Energy".

A long time mentor, facilitator, mediator, and problem solver for individuals, families and small organizations, Sandy's special interests include young adults just starting out, work-life balance, the challenges of change and transition, and aging in families.

Sandy helps you grow financial self-awareness, exploring how powerful emotions, beliefs, and influences have shaped the fabric of your current money attitudes and actions. She then teaches you tools for change, so you can choose more intentionally, communicate and collaborate more effectively with family members, and work more purposefully with financial professionals. Sandy champions women and their families looking for better balance, stability, and financial empowerment.

Candice McGarvey, CFP®

Candice McGarvey, CFP

As women, many of us find ourselves with great financial intentions, and perfectly good strategies. But over the long run, we may continue to deal with the same financial issues we had years ago. Money Harmony is an integral element in Candice McGarvey’s work to help women change their financial behavior for good. The path to financial peace and freedom contains important discoveries about who we are as women. Having worked in wealth management for over a decade and acquiring her CFP® certification, she possesses all the head knowledge necessary to provide smart recommendations. But, as she has learned in her own financial journey, it’s not that simple. There is more to financial wellness than knowledge. We need to engage our beliefs and attitudes as well. That’s how Candice has moved from "Hoarder" to "Harmonious." Candice is located in Richmond, Virginia and conducts financial coaching sessions over the phone or Skype.

Carrie Rattle, MBA

Carrie Rattle

Carrie Rattle is a North American money behavior specialist and veteran financial executive, with multi-country experience in banking, brokerage and credit card practices. Carrie has worked in both Fortune 500 companies and startups.

While working with wonderfully committed, capable women her entire career, Carrie witnessed some heart-breaking events where women had their freedom restricted, got into heavy debt, or had to commit fraud to get out of a terrible situation. Lacking the funds to have choices and independence destroyed their lives.

Carrie built Behavioral Cents to help women write happy endings to their money stories. Financial knowledge is a start but does not always guarantee success. Understanding individual money beliefs and nurturing behavior change provides a more powerful path to truly help people align their money with their life’s dreams.

The Behavioral Cents System targets the Head, Heart, and Hands - a focus on goals, protecting joys in life, while building money consciousness. Carrie successfully built her own wealth this way. Her clients learn to get control of their cash – without deprivation. This gentle approach includes “Ah ha!” Moments, Happy Dances – and Fatter Bank Accounts.

Abby Rosmarin

Abby Rosmarin

Abby Rosmarin, Esq., LMHC is is both an attorney and a licensed mental health counselor. She is a partner at the law firm Berkman Bottger Newman & Schein, LLP.

Abby draws on her training and experience in law, conflict resolution and mental health to mediate and provide support concerning a wide range of family disputes. In these contexts, Abby works with people to help them recognize the effect that their relationship with money has on finding a solution. She has a particular interest in the understanding the impact of money attitudes on relationships, cognitions, and behaviors..

Claudia Salazar

Claudia Salazar

Claudia Salazar is a bilingual Psychologist with a private practice in Washington, DC. Claudia's practice offers comprehensive psychological services, including psychotherapy, psychological assessments, and supervision for post-graduate and early career clinicians. In addition to her clinical work, Claudia has taught classes on Stress Management at the college level, and offers workshops on mindfulness-based resilience training for organizations. Her financial journal has been shaped by her experiences as an immigrant, divorced mother, and small business owner. As a result, she is particularly interested in working with clients who are experiencing financial distress brought up by significant life changes. She integrates the Money Harmony concepts and techniques in her Stress Management programs and offers coaching in-person and online on this specific topic.

Melissa B. Smith – MA, ACC, CPBA™, CPMA™

Melissa B. Smith

As a passionate and innovative financial industry leader with extensive experience developing strategic plans that generate revenue, increase new business development, and enhance client loyalty, I help my coaching clients find growth strategies for themselves and with their teams. Focusing on communication, efficiency training and behavior change, I have a long history of success coaching and managing teams (for one of the largest national banks in America). In addition to working with my clients one-on-one, I am often called to speak publicly. Trained at the heels of Olivia Mellan, herself, I feel honored to carry on the tradition of educating and inspiring those struggling with their own Money Harmony. My family and I make Charlotte, NC our home where we enjoy volunteering for several local charities. You can find us on any given weekend splitting our time between the boy scout camp and the ballet studio.

Education and Credentials

  • Master of Arts (MA) – Non-Profit Administration, The University of Akron, Akron, OH
  • Bachelor of Music Education (BME) –K-12 Certificate, Ohio Northern University, Ada, OH
  • ACC Certified Coach with the International Coaching Federation
  • Money Harmony Trained by the founder, Olivia Mellan
  • DISC and Motivators Certification
  • Content Marketing Certification – HubSpot
  • Signature Strengths:  Strategic, Activator, Maximizer, Learner and Input
  • WISER (Women’s Institute for a Secure Retirement): Advisory Board

Melissa’s sessions can be held via phone, Zoom, FaceTime or Skype.